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Create an accountFINANCE
Spread the cost with flexible finance!
At Paradise Cycles, we understand that many customers may prefer the option of paying with finance. That’s why we’re proud to be partnered with established credit brokers, Ideal4Finance, to enable customers to spread the cost of their purchase with manageable monthly payments.
Finance Options Available:
0% APR at 6 and 12 months (subject to status, terms, and conditions apply).
9.99% APR at 24 months (2 years)
12.99% APR at 36 months (3 years)
Representative Example 1: For a £2500 purchase with a 10% deposit over 2 years:
- Purchase amount: £2500
- Deposit amount: £250
- Total credit: £2250
- Interest rate: 9.99%
- Loan term: 24 months
- Monthly repayment: £103.37
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Total repayable: £2480.87
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Total cost: £2730.87
Representative Example 1: For a £2500 purchase with a 10% deposit over 3 years:
- Purchase amount: £2500
- Deposit amount: £250
- Total credit: £2250
- Interest rate: 12.99%
- Loan term: 36 months
- Monthly repayment: £75.03
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Total repayable: £2701.02
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Total cost: £2951.02
*Please note, the representative example gives an indication only and the exact amounts will be confirmed during the application process.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.
You can apply online, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
If you are ready to apply, click here below to begin the application process or call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm). (Here you can make click here a link and direct it to your application page at https://ideal4finance.com/ retail/apply/paradise-cycles)
Paradise Cycles Limited is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.